Showing posts with label budget. Show all posts
Showing posts with label budget. Show all posts

Wednesday, December 10, 2008

Grocery Budget Overhaul

Maybe I should really call it a "lack thereof" budget when it comes to food. The last year has been a real struggle finding new ways to prepare foods without milk or soy ingredients for the sake of our one year old. My trips to Whole Foods have been extremely expensive and self-indulgent to cope with our change in diet.

After reading The Grocery Cart Challenge Blog, I feel recharged to get not only our menu, but our budget under control. If she can feed her homeschooling family of 6 on $60 a week, surely I can cut our budget down from...um...about $150 a week.

My biggest struggle? Continuing to eat mostly organic foods. In fact, in true lack-of-a-budget fashion, I signed up for Milk delivery...again. I'd cancelled it about a year ago because it didn't seem like it was cost-effective. THAT is why I usually don't answer the door from noon to 5 p.m. each day, I just can't handle it! The milk is good, hormone free and fresh, but it makes me committed to a certain amount of milk each month. I cannot be held responsible for salesmen at my door during lunch.

I can admit that my biggest problem with meals is the lack of planning. Each day I toil over what to make and we are ALL getting bored with my meals. We own a house with my parents (extended family philosophy) so I often cook for my dad (mom is on Slim 4 Life, so she is very strict with her food); he's terrible about eating a variety of foods (in fact, he does NOT eat green vegetables). I've somewhat catered his meals to what he likes, but from now on I'm going to have to stick to a meal plan that works for our family; that means that 1) he can eat what I make, including the hidden veggie purees or 2) he can nuke some nasty canned crap in the microwave ;) As for our breadwinner, my husband, he's usually pretty good at eating whatever I make, so I don't worry much about him.

I found a great resource online to plan our meals: www.mealsmatter.com
It's a free tool for menu planning, creating shopping lists, finding recipes. It's free because it's paid for by the California Dairy council. Did I mention it's AD FREE?!

With this site, I can add my recipes to my cookbook and click and add it to my menu. I can also create shopping lists.

My goal? Create weekly menus that include all three meals. I gleaned that from The Grocery Cart Challenge--she is a homeschooling mom of 4. Without a plan, it's easy to break the budget buying items that "might" be eaten for breakfast, lunch and snacks. With a plan, it's much easier to avoid overspending.

I'm wisely starting my weekly plan next Monday, December 15th. This will give me time to get some of my recipes typed in, a grocery list printed and organize the fridge, freezer and cabinets to get to know what we have "stocked." I'm also hoping to help integrate my kids into the whole plan--checking for food we already have, contributing ideas for meals, maybe even volunteering to cook? ;) Okay, they are still rather too young for that, but I can dream of the future, can't I?

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Thursday, December 20, 2007

Our lives....on a budget

The year 2008 is rolling in at a faster pace than I'd expected. And even though January 1, 2008 is really just a day later than December 31, 2007...and, frankly, it's not as if there is a big change from one day to next...it IS one of the most convenient days to choose to "start over" or start something new.

This year, my main goal is to get a hold on our finances. We've never lived on a strict budget and our savings comes and goes. We now have four children and I don't feel like I can teach my children about money management when I haven't really pulled it together myself. (Can you say "hypocrite?")

The goal this year is to establish our money goals, get out of debt, and really watch where the money is going. Without even looking, I can tell you a big part of our throw away money goes to fast food/restaurants. It's been a struggle being pregnant with three kids under 5.5 years; throw a newborn into the mix and it's difficult to always prepare meals for us all. Now that dd4 is 2 months old, I have to recommit to having all meals at home.

I've often wondered how much money we'd save in a year by not eating out. Here's our chance to find out!

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